As a employee, it’s best to know that the financial sources in the particular person accounts are managed by the Afore, this by the Siefore, which provides you returns in keeping with your age.
The foregoing comes from the Quotas for Retirement, Previous Age and Previous Age Severance (RCV) and from voluntary contributions, that are paid by the employee, the employer or the federal authorities.
It’s important that you already know that you additionally obtain contributions in the Housing subaccount, nevertheless these sources usually are not managed by the Afore, they’re managed by Infonavit. We let you know how the contributions are and who makes them.
On the different hand, the Social Charge contributed by the Federal Authorities for every day labored is established in the Social Safety Regulation and relies on the wage degree of the employees:
Present Social Charge IMSS (November-December 2020) 1 SM * $ 6.03912 1.01 SM to Four UMA ** $ 5.78749 4.01 to 7 UMA $ 5.53586 7.01 to 10 UMA $ 5.28423 10.01 to 15 UMA $ 5.03260
* SM: Minimal Wage
** UMA: Unit of Measurement and Replace
It’s important that you’re conscious that the corresponding contributions are made to your account, so that you should not have issues when requesting a pension or a mortgage from Infonavit.
For extra info on this and different matters, go to our Retirement part.
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