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Seven applications to divide expenses among friends without using Bizum

Summer time is that point when friends’ lunches and dinners occur virtually day by day, however additionally it is when many take the chance to journey and go on trip. On this context, typically It’s tedious dividing expenses evenly or remembering who paid the invoice the night time earlier than. Till now, the most typical is that one individual pays for every little thing and the remainder will make a switch by means of Bizum. However when the record is lengthy and the payments pile up, it turns into clear that this isn’t the most suitable choice.

To unravel this downside, it’s sufficient to have a smartphone and an web connection since there are a number of applications that can assist us share expenses simply. The precise traits of every one are completely different in accordance to our personal pursuits, however all of them will permit the accounts to be made robotically without any fear about having to ask somebody for cash because the app will do it for you.

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Young people sitting in a bright caf & # xe9;  are having a toast with glasses of white wine during dinner.  The glasses are seen from bird & # 39; s eye view while there is food and flowers on the table.

Bizum is likely one of the finest choices to share the value of food and drinks whenever you exit in a bunch. However when the record is lengthy and the payments pile up, it turns into clear that this isn’t the most suitable choice. . Artistic.

Settle up

One of many important applications to make one of these accounts is Settle Up, because it permits to differentiate who ought to pay whom and even unequal distributions may be launched. It’s free and a part of the creation of a bunch on which later add in a desk the expenses and funds already made. The final word objective is for everybody to zero in on the desk. On this approach, everybody will know what has been paid and when they’re owed to the opposite members.


N26 is a digital “neobank” that has lately included a brand new performance to its utility, that of ‘Cut up the invoice ‘. After making a cost with the cardboard, you need to use this feature and embrace the individuals concerned, in addition to the quantity that every one should contribute to full stated expense. For N26 prospects, cost shall be made robotically by means of MoneyBeam, which is an immediate switch service of the entity itself. Within the case of not having an account at this financial institution, these concerned will obtain a phone message or an e mail to have the option to make the cost.

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With Twyp, not like the earlier applications, you may pay, request and withdraw cash out of your account when you wouldn’t have money because it permits entry to completely different banking entities. You may ship cash to any contact you’ve in your agenda and at no further value. Additionally, for these friends who usually neglect to pay what they owe there may be an possibility to request cash within the type of a notification.

In relation to safety, the applying has a system of verified cost Moreover, when finishing up any operation it can at all times be vital to enter the PIN digits. One other benefit is that it’s obtainable for each iOS and Android.


Divvy is the platform for individuals who don’t need to trouble getting into expenses manually. With this utility it’s sufficient with take an image of the lunch, dinner ticket or from some other plan after which drag the costs that the app has detected to the title of the corresponding individual. Its operation, like the remainder, permits dividing expenses, in addition to establishing detrimental and constructive balances.

It is crucial verify that the applying has accurately detected the costs earlier than assigning them to the individuals within the group. Within the occasion of an error, the choice to enter the numbers manually is allowed.


The actual attribute of Billr is that its features deal with dividing expenses into eating places and bars. Because it explains on its web site, the price of every particular person dish may be added in order that every individual pays just for what they’ve consumed or what they’ve shared. The one downside is that it isn’t obtainable for Android, solely iPhone customers can use it.

Fb Messenger

Sure, as you hear it, though you’ll assume that the Fb Messenger utility is just for chatting, its functionalities go additional. Considered one of them is to do small cash transfers to different contacts. These funds may be made between members of the identical group by means of dialog.

To do that, we should take a look at the underside of the applying, the place an choices menu is displayed by which you will discover an icon with a greenback. By clicking on it, you may ship cash or request it each to one individual from that group, a number of or all members.


Lastly, the most effective recognized and most used applications in Verse. It’s the different to Bizum that everybody makes use of as a result of it permits you to hyperlink to your checking account and switch funds instantly. As well as, it has benefits over Bizum equivalent to works at European degree and it permits transfers from non-Spanish banks. For the remainder, its operation just isn’t removed from that of the remainder of the apps, when getting into the expenses, the applying permits to recalculate the cash that every one should contribute in an adjusted approach.

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Donna Miller

Donna is one of the oldest contributors of Gruntstuff and she has a unique perspective with regards to Science which makes her write news from the Science field. She aims to empower the readers with the delivery of apt factual analysis of various news pieces from Science. Donna has 3.5 years of experience in news-based content creation, and she is now an expert at it. She loves journalism, and that is the reason, she moved from a web content writer to a News writer, and she is loving it. She is a fun-loving woman who has very good connections with every team member. She makes the working environment cheerful which improves the team’s work productivity.

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